Kelty Cardinal 

"The picture doesn't look like the average lightish blue nylon material it comes in. The top two zippered compartments cause confussion everytime you try to get into it. I'm not sure what the very top zipper is for, it is a flat compartment that perhaps could hold bills (money) but it seems to go down the sides also so you might have to dig for it. It also sticks out a ways on your waist and looks/feels a little sloppy if you carry it on you stomach instead of your back. I really thought I had ordered the best bag available on the planet looking and reading about it. I really wanted to like this. I'll carry it for a while and maybe on certain occassions when I need a little more space than the waist packs I already own. I can get my Canon PowerShot SX130-IS and case and my cell phone case in the main compartment."